About the company

MfgHomeMortgage.com is powered by American Home Funding, which is a locally owned and operated mortgage brokerage out of Portland, OR. The company was founded by a husband and wife team in Eugene, OR in 1993 and has since retained its Eugene branch and moved its corporate headquarters and processing team to Portland. The company is committed to helping clients find the right mortgage product for their needs and providing excellent customer service along the way.
About MfgHomeMortgage.com
After several years of mortgage loan originating experience, Ryan Swearingen joined the team at American Home Funding in 2013 as a Senior Loan Officer. Understanding how difficult it is for manufactured home buyers and manufactured home owners to obtain financing, Ryan set out to cater to those clients. At the end of 2015, Ryan created MfgHomeMortgage.com as a resource for manufactured home owners and those needing financing options for manufactured homes. Today, American Home Funding has Senior Loan Officers dedicated to providing financing options in the form of chattel loans (for mobile homes in parks) and mortgages (for manufactured homes on land). We understand how difficult it is to find good financing options for these properties and we are here to help.
Meet the team
Ryan Swearingen
James Over
Cody Porter
Sr Loan Officer
Ryan was born and raised in Arizona and has served his country as a Marine and his community as a Deputy Sheriff. He holds a bachelor's degree from The University of Arizona, is a helicopter pilot, and has over a decade of mortgage experience. Ryan has been with American Home Funding since 2013 and has been specializing in manufactured home mortgages ever since.
Sr Loan Officer & Sr Processor
Originally born in Ferni, British Colombia, James moved to Portland when he was 5 years old back to where his parents had grown up. James graduated from Lake Oswego High in 2001 and PSU in 2011 with a Bachelor’s of Arts degree from the Business school in Real Estate Finance and Marketing. James has always been interested in Real Estate and from his 12 yrs. of serving and bartending he knows what the level of service needs to be to make the lending process a stress-free and fun experience. His biggest passion for majority of his life has been sports; mainly snowboarding. He loves any Oregon outdoor activity you can think of, from white water rafting to backpacking. James loves getting outside as much as possible in this diverse state; and doesn’t think he would ever live anywhere else. Oh, Go Blazers!
Sr Loan Officer & Production Mgr
When Kody is not working with his clients to find the perfectly tailored loan; he enjoys exploring the great state of Oregon, from weekend trips to the coast to outdoor adventures around Mt. Hood and Hood River. When he’s not taking in the great outdoors you can find Kody with his partner, Jessica, checking out the new eateries in Portland’s ever-expanding culinary scene. When he’s not in Oregon, he enjoys traveling the US to visit friends and family.
Lisa Nichols
Customer Relations