Manufactured Home Mortgages

Portfolio programs are loan products that are unique to a specific lender and typically cover scenarios that fall outside of the guidelines for most of the more popular loan products.  There are a wide range of unique loan products available.  Some of the more popular ones are:

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• Stated Income Loans (no income verification)

• Bank Statement Loans (uses all deposits into bank account to calculate income, from 24 months all the way down to 1 month)

• Non-Owner Occupied (when the manufactured home is an investment property)

• Non-Prime (bad credit loans)

• 40 Year Terms

• Interest-Only Payments

• Twice Moved Manufactured Homes (up to 15 years old)

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Don't hesitate to contact us with any questions or to see if we can help.  There are a lot of loan products available out there.  There's a good chance we can find something for your scenario.