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NMLS Consumer Access  |  Equal Housing Lender

Portfolio Programs

Portfolio programs are loan products that are unique to a specific lender and typically cover scenarios that fall outside of the guidelines for most of the more popular loan products.  There are a wide range of unique loan products available.  Some of the more popular ones are:

  • Stated Income Loans (no income verification)

  • Bank Statement Loans (uses all deposits into bank account to calculate income, from 24 months all the way down to 1 month)

  • Non-Owner Occupied (when the manufactured home is an investment property)

  • Non-Prime (bad credit loans)

  • 40 Year Terms

  • Interest-Only Payments

  • Twice Moved Manufactured Homes (up to 15 years old)

Don't hesitate to contact us with any questions or to see if we can help.  There are a lot of loan products available out there.  There's a good chance we can find something for your scenario.